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Risk Disclosure

All investments come with the risk of losing money. Investing involves substantial risks, including complete possible loss of principle plus other losses and may not be suitable for many members of the public. Investments, unlike savings and checking accounts at a bank, are not insured by the government to protect against market losses. Different market instruments carry different types and degrees of risk and you should familiarize yourself with the risks involved in the particular market instruments you intend to invest in. Before you begin to invest you should obtain a clear explanation of all commission, fees and other charges for which you will be liable. These charges will affect your net profit (if any) or increase your loss. The placing of certain orders (e.g. “exit-stop”, “stop-loss”, etc.) which are intended to limit losses to certain amounts may not be effective because market conditions may make it impossible to execute such orders. Strategies using combinations of positions, such as “hedged” and “straddle” positions, may be as risky as taking simple “long” or “short” positions.